Record keeping for self-managed super funds
Forward your statements. June is done.
Send us the statements as they arrive. Your evidence pack is ready by June.
For self-directed trustees who run their own fund, from the first parcel.
Built in Australia. Your fund records are stored in Australia and exports are free, always.
- FiledDividend statementBHP final, forwarded 26 Sep
- FiledContract note1,200 WES buy, forwarded 14 Nov
- FiledAnnual tax statementVAS, forwarded 28 Jul
- FiledBank statementJun, matched on arrival
- FiledRent statementAgent, forwarded 3 Feb
- FiledProperty valuationComparable sales, 30 Jun
The June problem
Two ways a fund's year can end
Without records in one place
Two to three weeks of June chasing
- Search three inboxes for last February's dividend statement
- Log in to the broker for a year of contract notes
- Chase the bank for a statement that never arrived
- Answer the accountant's missing-documents email, twice
The statement arrives in September. June is when it goes missing.
With SMSF Core
Forwarded all year. Already done.
- One address. Forward each document the day it arrives
- Each one is matched to your holdings and dividends on arrival
- Any question finds its evidence by search, not by memory
- Year end is a download, not a project
How it works
Forward, approve, filed
A statement arrives
Broker, registry or employer, in the trustee's inbox
Forwarded to the fund
statements+yourfund@in.smsfcore.com
The evidence bucket fills
0 statements, filed and dated
Watchers read it all year
45-dayCapsDiv 296Pension minimums
June is an export
The accountant gets the pack, not an email chase
Forward it
One address for your fund's paperwork. Send each statement there the day it arrives.
We read it, you approve
SMSF Core reads the statement and drafts the entry. Nothing is booked until a trustee approves it.
Filed and counted
The approved entry files into the evidence pack, one accountant-ready download at year end.
The watchers
Dates and thresholds, watched before they pass
The same records that build the evidence pack are read continuously against the rules that carry dates.
Contribution caps
Concessional and non-concessional caps tracked against what has actually been received, including bring-forward state.
ITAA 1997 Div 291 and 292
45-day franking windows
Every franked parcel's holding period counted around its ex-dividend date, flagged while the window is still open.
ITAA 1936 s 160APHO
Division 296 threshold
Total super balance watched against the $3 million line as balances and contributions move through the year.
Division 296, from 1 Jul 2026
Pension minimums
Each pension account's minimum drawdown measured against payments made, with the shortfall visible before 30 June.
SIS Regulations sch 7
How trust works here
Check the work before you trust it
A live example, no account
The report we produce is public. Open app.smsfcore.com/example-report and read exactly what your accountant would receive.
Every number carries its source
Each figure cites the ATO page or statute it is computed from, next to the figure itself. Nothing asks to be taken on faith.
Your data leaves whenever you do
Exports to BGL Simple Fund 360, Class and CSV. Your data exports free, always, on a trial or after one ends.
BGL SF360 · CLASS · CSV
Your data exports free, always. That promise is the product.
Works with BGL Simple Fund 360
The June handover lands where your accountant already works
Most Australian accountants run SMSFs on BGL Simple Fund 360. SMSF Core connects to it through BGL's own consent flow: you approve the connection as trustee, and the fund's audit documents can be delivered into your accountant's SF360 against the right financial year.
No accountant on SF360? The same evidence pack exports to Class-compatible and plain CSV formats, free, always.
BGL SIMPLE FUND 360 · CLASS · CSV
Free tools, no signup
Try the calculators first
Each one answers a single question and cites its statutory source. No account, no email.
Forward the first document today
Full access for 30 days, then read-only if you walk away. Your records stay yours either way.
General information only. Not a licensed financial service.
Common SMSF questions
- Does SMSF Core replace my accountant or my accountant's software?
- No. Your accountant and their software stay exactly where they are. SMSF Core keeps the fund's records in order through the year, so what reaches your accountant at year end is one organised evidence pack instead of a shoebox. It exports to BGL Simple Fund 360, Class and CSV, the formats their tools already read.
- What happens when I forward a document?
- It is filed to your fund and the right financial year, matched against your recorded holdings and dividends, and counted in the evidence pack. If it answers an open gap, say a dividend statement the pack was waiting on, that gap closes. You can find it later by searching for the question, not the filename.
- Can I do this in a spreadsheet?
- Partly. A spreadsheet can count days and add up contributions, and plenty of trustees run one for years. What it will not do is hold the documents themselves, reconcile each one against your holdings when it arrives, or produce the year as one accountant-ready pack. The spreadsheet tracks numbers; the evidence line is the part you still chase every June.
- What happens after the 30-day trial?
- If you do not upgrade, your account becomes read-only. Nothing is deleted, and your data exports free, always, in the same BGL, Class and CSV formats. You can upgrade at any time and pick up where the records left off.
- Are these numbers something I can act on directly?
- SMSF Core is information-only software, not a licensed financial service and not a tax agent. Every figure is calculated from the records you enter and shows the ATO page or statute it comes from, so you and your accountant can check the working. Decisions about the fund stay with you as trustee.
- Where is my data stored and how secure is it?
- Fund records are stored with Supabase in the Sydney region, so the database sits in Australia. Some processing happens outside Australia: application servers for the app run in a United States region, and document text is sent to Anthropic for extraction. Traffic is encrypted in transit, each fund's records are isolated with row-level security, backups run daily, and there is no ad tracking. The security page sets out which step runs where.