SMSF tools

Grosses up a cash dividend and returns the franking credit and the refundable offset.

Example input

$7,000 fully franked

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Computed result

$3,000 credit · $10,000 grossed up

Enter an acquisition date for the earliest disposal that keeps the franking credits. An SMSF gets no $5,000 exemption, so it bites on every parcel.

Example input

acquired 02 Mar 2026

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Computed result

sell 17 Apr 2026 or later (acq + 46 days)

Splits realised earnings across the $3m and $10m tiers, final-law mechanics, in proportion to the balance in each band.

Example input

$15m balance · $900k realised

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Computed result

$138,000 additional tax

FY 2026-27 tiers moved with transfer balance cap indexation. Reports the tier from the 30 June balance and age.

Example input

balance under $1.84m

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Computed result

$390,000 over three years

Applies the Schedule 7 age band to the 1 July balance and rounds to the nearest $10, the way the rules round.

Example input

age 76 · $850,000 at 1 July

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Computed result

$51,000 minimum for the year

Counts the seven-business-day window day by day, weekends and national public holidays skipped.

Example input

payday Wed 8 Jul 2026

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Computed result

receive-by Fri 17 Jul 2026