Franking credit calculator
ITAA 1997 Div 207Grosses up a cash dividend and returns the franking credit and the refundable offset.
Worked example
- Example input
- $7,000 fully franked
- Computed result
- $3,000 credit · $10,000 grossed up
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SMSF tools
Standalone calculators for the numbers trustees check most. Each one cites the statute it applies and shows its working. They report the rules; they do not know your circumstances. Free, and nothing to sign.
45-day rule checker
ITAA 1936 s 160APHOEnter an acquisition date for the earliest disposal that keeps the franking credits. An SMSF gets no $5,000 exemption, so it bites on every parcel.
Worked example
- Example input
- acquired 02 Mar 2026
- Computed result
- sell 17 Apr 2026 or later (acq + 46 days)
Division 296 estimator
ITAA 1997 Div 296Splits realised earnings across the $3m and $10m tiers, final-law mechanics, in proportion to the balance in each band.
Worked example
- Example input
- $15m balance · $900k realised
- Computed result
- $138,000 additional tax
Bring-forward tier checker
ITAA 1997 s 292-85FY 2026-27 tiers moved with transfer balance cap indexation. Reports the tier from the 30 June balance and age.
Worked example
- Example input
- balance under $1.84m
- Computed result
- $390,000 over three years
Minimum pension calculator
SIS Regs 1994 Sch 7Applies the Schedule 7 age band to the 1 July balance and rounds to the nearest $10, the way the rules round.
Worked example
- Example input
- age 76 · $850,000 at 1 July
- Computed result
- $51,000 minimum for the year
Payday Super deadline checker
Payday Super Act · SG timingCounts the seven-business-day window day by day, weekends and national public holidays skipped.
Worked example
- Example input
- payday Wed 8 Jul 2026
- Computed result
- receive-by Fri 17 Jul 2026
The rules behind these calculators are written up one by one, worked example first, statute cited, in SMSF rules, as arithmetic.
Not a licensed financial service. Information only.