SMSF Core
Free tool · no signup · Payday Super Act, SG timing

Payday Super deadline checker

Payday Super receive-by deadline · from 1 July 2026

Tuesday 21 July 2026

The contribution must be received by the fund by this date: 7 business days after the Friday 10 July 2026 payday, spanning 11 calendar days.

DateDayCounts as
10 JulyPaydayDay 0, the clock starts here
11 JulySatSkipped: Weekend
12 JulySunSkipped: Weekend
13 JulyMonBusiness day 1
14 JulyTueBusiness day 2
15 JulyWedBusiness day 3
16 JulyThuBusiness day 4
17 JulyFriBusiness day 5
18 JulySatSkipped: Weekend
19 JulySunSkipped: Weekend
20 JulyMonBusiness day 6
21 JulyTueBusiness day 7 · deadline

The calendar skips weekends and national public holidays, the days gazetted in every state. A state-only holiday inside the window pushes the real deadline later, never earlier, so the date shown is never later than the actual deadline.

From 1 July 2026, employer Super Guarantee contributions must be received by the employee's fund within seven business days of each payday. Every pay run carries its own window, replacing the old quarterly due dates. Received means in the fund's account; a payment sent on time but landing late still misses. The checker counts the window day by day, skipping weekends and national public holidays, so a payday before Easter or Christmas gets the later date it actually has.

SevenDay (M3) is live for exactly this window, pacing contributions payday by payday across the year. See the modules or start SevenDay. Related reading: the seven-business-day rule with a worked example, and the two ways Payday Super bites an SMSF.

Sources

Not a licensed financial service. Information only. Nothing on this page is financial, tax, or legal advice.